Our work
Banking Law in Bangladesh
Advice on financing, security documentation, regulatory compliance, lender disputes and debt recovery in Bangladesh.
Discuss your matterOverview
How we help
Financing and Security
Documentation and advice on loan agreements, security interests, mortgages, pledges and guarantees. We advise lenders and borrowers on financing arrangements and security enforcement.
Regulatory Advisory
Advice on banking regulations, compliance with Bangladesh Bank directives and regulatory requirements for financial institutions and borrowers.
Loan Disputes and Recovery
Representation in loan disputes, debt recovery proceedings, security enforcement and restructuring negotiations. We advise on remedies and recovery strategies.
Our approach
Practical banking solutions.
- 01Understand the financing structure, security interests and regulatory requirements.
- 02Review loan documentation, security arrangements and compliance obligations.
- 03Advise on enforcement, recovery and dispute resolution strategies.
Leadership
Barrister Mirza Imran Hassan
Head of Chamber, Barrister of Gray’s Inn and Advocate of the Supreme Court of Bangladesh. Mirza Imran Hassan advises on banking matters, financing arrangements and commercial disputes.
Read full profileBorrowers, guarantors and disputed liabilities
An account balance, a guarantee demand and a claim against mortgaged property require different analysis. We reconcile documents and payments, examine the scope of undertakings and identify available defences or negotiated options. Any restructuring proposal should address interest, security, release conditions and the consequences of a further default.
Regulation and the financing structure
Banking and finance advice depends on the institution, product and current Bangladesh Bank directions. Finance companies require consideration of the Finance Company Act 2023 rather than relying on the repealed 1993 framework. Cross-border borrowing and remittances also require a review of the applicable permissions and documentary conditions.
Documents to prepare
Begin with a short non-confidential outline, parties’ names and urgent dates. After the initial checks, we agree which of the following records are needed and how to share them.
- Facility letters, amendments, account statements and repayment records
- Mortgage, charge, guarantee and security documents
- Demand notices, classification correspondence and court papers
- A schedule of disputed charges, payments and relevant assets
Common questions
Frequently asked questions
How is a defaulted bank loan recovered?
The lender, facility, security and governing law determine the available process, including the Money Loan Court framework where applicable. We review notices, accounts and security before advising on proceedings, negotiation or recovery. No forum guarantees a quick recovery.
What should I do about a dishonoured cheque?
Keep the cheque, return memo, transaction records, notices and evidence of service. Notice, payment and filing requirements are date-sensitive and depend on the applicable law. Obtain advice promptly rather than assume a single deadline covers every stage.
Who regulates banks and finance companies?
Bangladesh Bank is the central banking regulator. Banks and finance companies operate under distinct legislation and regulatory directions, including the Bank Companies Act and the Finance Company Act 2023 as applicable. We check the institution and relevant product before advising.
Can a borrower or guarantor challenge recovery?
Available objections depend on the documents, accounting, procedure and claim. Defending a suit, disputing liability and challenging a regulatory decision are different routes. We assess jurisdiction and any restrictions before recommending a defence or application.
What makes a security package effective?
The asset, owner, instrument, execution, registration, priority and enforcement terms all matter. Mortgages, charges, pledges and guarantees are not interchangeable. We review the whole security package and identify further steps required under the applicable law.
Related legal services
Official resources
Finance Company Act 2023Get in touch
Contact our clerks to discuss your matter and arrange a consultation.
StoneGate Chamber
Flat C2, House 38, Road 104
Gulshan 2, Dhaka 1212
Bangladesh
We can discuss the circumstances and direct your enquiry to an appropriate member of the chambers.
Contact usConsultation and disclaimer
Contact our clerks to discuss your banking matter and arrange a consultation. The information on this page is general and is not legal advice. Enquiries are subject to conflict checks and agreed terms.
Each matter depends on its facts, evidence, procedure and the applicable law. This page does not constitute an offer to advise or represent you.